Who is the beggar?

Money is the most servile slave, but also the best master. If you don’t know how to manage your money, it will rule and oppress you, in the end. Money is energy. It comes and goes. It’s up to you and your strength of character to master it.

Money and beggars

Why is it good to master your money? Well, you work to earn it. Maybe you have a job you hate, but, despite this, every day you wake up and go to work. At the end of the month you get your salary and because you worked hard for a whole month, you spend it to forget about the whole situation – you enjoy the fruits of your labor. Month after month you do the same thing. This concept was called the rat race by the father of financial education, Robert Kiyosaki.

The rat is locked in a cage and after it eats, because its energy level increases, it has a wheel on which it runs to consume its energy. After it consumes its energy, it eats to regain it. Regaining its energy, it gets back on the wheel and runs to consume its energy. It consumes its energy and eats again and so on. Does it sound a bit like your life? Well, that’s why this concept reveals the financial lives of many. And what happens after a while? You get tired, you feel exhausted, and your stature bends, you hunch over. You start to have the stature of a beggar.

In NLP (neuro-linguistic programming) straight posture of the trunk denotes dignity. Straight posture induces in the other person’s subconscious the idea of a man worthy of respect, of appreciation, and bowing the head or trunk, denotes humiliation, humiliation or insecurity; distrust (in oneself and in one’s own strength). Thus, beggars, in order to receive alms, sit lower than you. They send you the message that they are humble in front of you, they stoop to receive alms.

Coming from work you are tired and perhaps you have a lower posture. The beggar you meet will always be even more humble, more stooped than you. At that moment you will think that he is much more miserable than you and offer him a penny or something to eat.

That is why, when we are angry or have concerns, our posture is more bent, brought by the shoulders, and others come to meet us, asking us what happened and if they can be of use to us, since they see that we are suffering. The relationship between the one who has a low posture and the one who has a high posture is a relationship in which there is demand and supply; direct demand, as in the case of beggars or masked, unspoken as in the case of you being worried, something is bothering you and you are asking, “begging” for the support of others. Those with a straight posture, here, (in this case) can offer confidence, they can give you the confidence to recover, to get out of this difficult situation for you.

However, IN ADVERTISEMENTS, BUT NOT ONLY, BANKING CONSULTANTS, INSTEAD OF BEGGING FOR YOUR MONEY, THEY STANDING RIGHT.You are inferior and need their money.

You are the beggar!

Spending makes you humble to the banks. Excessive consumption, unbalanced spending humbles you. Even excessive consumption, literally humbles you. Shopping makes you have a lower posture – bent over because of the weight of the bags. Your own weakness: of shopping, of consumption makes you a slave to your money and at the same time a beggar. Spending, in excess, humbles you and determines you to be the beggar who goes to the bank to receive extra money with which to satisfy your excessive needs. Consumer loans have the highest interest rates you can find on a loan. Advertisements, mass media help increase desires, consumption levels, and the fact that you give in to them, you end up getting into debt.

The need to belong to a group, if it is different from you, from your mentality and your financial situation, can influence you and lead you to adopt their norms. Once you enter the vice of being like them, possessing what they can afford, makes you accumulate debts. The loan is nothing more than a standard of living that is currently not accessible to you. Currently, your financial situation does not allow you to own those goods, to consume the same times of products. If you want to afford all that, financial education with its part of planning, saving and investing money will lead you there. Not tomorrow, it’s true. However, a loan gives you ownership of the asset tomorrow, but it is not yours until 3-5 years later, after you pay it off in full.

Also, unforeseen expenses, the occurrence of which, due to the lack of budget organization and saving, puts you in the position of being a beggar and resorting to other people’s money. Consistency in establishing and maintaining a personal budget gives you a righteous, dignified posture. You achieve your financial goals alone, using only your own money that you have saved. As I said, money is the most servile slave if you keep your desires in check. Your financial situation will improve if you pursue this noble goal, month after month. The fact that you no longer beg for money from others, which you will then return generously, leads you to financial independence and self-satisfaction.

Financial education does nothing more than show you what can happen if you respect the rules of money. They are neither bad nor good. They are neither slaves nor masters a priori. They are what we want them to be.

The ideas we have about money will materialize in having or not having money. In earning and losing it quickly. The fastest, but also surest, way to lose money is to spend it. You can spend it on things you don’t need, on the spur of the moment, or on installments for excessive consumption.

All the information circulated within financial education provides a clear perspective on managing personal finances. Once put into practice, you will no longer belittle yourself and beg for more money.